Joint Oklahoma Information Network Oklahoma Health Care Authority

General Consumer Information

The Oklahoma Long-Term Care Partnership program is a joint effort between the state and private insurance companies to encourage you to plan for potential long-term care needs.

The total cost of long-term care is generally not covered by Medicare and medical insurance and only partly covered by Medicaid. We recommend that you get advice from legal and financial specialists, your family and a certified OLTC Partnership insurance agent. They can help you make an effective plan to protect your assets. Having such a plan can give you peace of mind. You’ll know that your long-term care needs may be met with less of a financial impact on your family.

The OLTC Partnership offers asset protection. For example, if you buy a $100,000 Oklahoma Long-Term Care Partnership program policy and use up all of those benefits, then assets equal to those benefits will not be counted, that is disregarded, if you apply for SoonerCare (Oklahoma Medicaid).

The Oklahoma Health Care Authority has partnered with the Oklahoma Insurance Department to assure that long-term care agents are properly trained and certified to sell partnership policies.